M-PESA 3.1.1

Safaricom Limited – Freeware – Android iOS
out of 2077 votes

M-PESA: Revolutionizing Mobile Payments in Kenya

David Fischer

03/12/2025

M-PESA simplifies mobile money transactions, providing users with a reliable and convenient platform for payments, savings, and money transfers.

The new M-PESA App offers enhanced functionality for easier transactions on M-PESA.

Biometrics: Enjoy convenient login and secure payment authentication with the option to scan your fingerprint or face ID.
Easy Money Transfers: Send money effortlessly by scanning a QR code, accessing your phonebook, or selecting from frequently used M-PESA contacts. You can also add contacts to your favorites list for quick access.
Convenient Bill Payments: Pay bills with ease by choosing from popular M-PESA bills, scanning a QR code, or selecting from your favorite or frequently paid bills.
Seamless Goods and Services Payments: Effortlessly pay for goods and services by manually entering the till number, scanning a QR code, or selecting from your favorite and frequently used tills.
Pay to Phone Number: Discover the new payment service that allows customers to pay small businesses for their goods and services.
Flexible Withdrawals: Withdraw money from your M-PESA at any agent or selected bank ATMs for added convenience.
Instant Airtime Purchases: Buy airtime conveniently using M-PESA for yourself, family, and friends.

The new M-PESA App streamlines your experience and empowers you to manage your transactions more efficiently. Experience the enhanced features today!

Overview

M-PESA is a Freeware software in the category Business developed by Safaricom Limited.

The latest version of M-PESA is 3.1.1, released on 05/02/2024. It was initially added to our database on 10/12/2023.

M-PESA runs on the following operating systems: Android/iOS.

Users of M-PESA gave it a rating of 5 out of 5 stars.

FAQ

What is M-PESA?

M-PESA is a mobile money transfer service operated by Safaricom Limited in Kenya.

How does M-PESA work?

Users can deposit, withdraw, and transfer money using their mobile phones. Funds are stored in an account linked to the user's phone number.

Can I send money to someone who doesn't have an M-PESA account?

Yes, you can send money to individuals who do not have an M-PESA account. The recipient can withdraw the funds at an M-PESA agent.

Are there fees associated with using M-PESA?

Yes, there are transaction fees associated with using M-PESA. The fees vary depending on the amount being sent and the recipient's location.

Is M-PESA only available in Kenya?

While M-PESA originated in Kenya, it has since expanded to other countries in Africa and beyond, such as Tanzania, Ghana, Egypt, and India.

Can I pay bills using M-PESA?

Yes, M-PESA allows users to pay bills for utilities, goods, and services through the platform.

Is M-PESA secure?

M-PESA employs various security measures to protect user accounts and transactions. Users are advised to keep their PINs confidential and report any suspicious activity.

How can I deposit money into my M-PESA account?

Users can deposit money into their M-PESA accounts through agents, ATMs, or bank transfers. Cash can also be loaded onto the account at authorized agents.

Can I link my bank account to my M-PESA account?

Yes, users have the option to link their bank accounts to their M-PESA accounts for easier transfers between the two platforms.

What happens if I send money to the wrong number on M-PESA?

If you send money to the wrong number on M-PESA, you should contact Safaricom immediately for assistance. It may be possible to reverse the transaction if done promptly.

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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